| DID YOU KNOW |  |
| Did you know that foggy conditions call for low beams? | |
| Fog is made of water droplets that reflect light, so putting your headlights on high-beam actually makes it harder to see while driving. Next time you’re behind the wheel in foggy conditions, keep your lights dim–and your speed low. | |
Knowing when to buy an annuity can make a big difference. Learn how timing can influence your decision about if and when to buy.
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