When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works.