Commercial auto insurance refers to coverage options designed to help address certain risks related to vehicles owned or leased by a business. Depending on the policy, it may include liability coverage, collision coverage, and comprehensive coverage for risks such as accidents, theft, or certain natural disasters. These policies are generally structured to help businesses manage vehicle-related exposures and support continuity in the event of a covered loss.

Commercial auto insurance may be appropriate for businesses that rely on cars, trucks, or fleets for their operations. Coverage may help address risks such as liability for injuries or property damage, vehicle repair or replacement costs, or claims involving uninsured or underinsured drivers. By having a policy in place, business owners may have added support in managing financial responsibilities related to the use of company vehicles, depending on the terms of the policy.