Association Insurance Specialists
Association Insurance Specialists: Florida's Building & Condo Insurance Source.Our Mission is to protect your lifestyle.
AIS specializes in insuring Condominium Associations, Homeowners Associations, and other Commercial Property throughout Florida. In addition to bringing over 70 years of experience insuring Florida properties, we work closely with board members, and property managers to bring the best and most innovative Specialty Programs. Our Clients benefit from our nearly $200 million in insurance premium placed in the Sunshine State tailoring Programs to meet our client’s needs.
Association Insurance doesn't stop there....we analyze each Property to focus on any possible savings as well.
As (FEMA) the Federal Emergency Management Agency continues to remap Flood areas, Flood Zones and pricing changes. At Association Insurance Specialists we go to work for Florida's Associations to make sure you are paying the lowest Flood price possible by law.
Letter of Map Amendment (LOMA) analysis.
With our focus on Florida Real Estate Insurance, we focus on making sure LOMA applications are used when we can drive even more savings. FEMA mapping and zones are in constant influx. Understanding map changes , "Grandfathering" and elevation and enclosure data is part of what we do.
Use Flood Analysis to prepare and reduce claims:
AIS, at no charge to our Clients also provides an analysis for our Clients offering Coastal Surge reports and a particular focus on not just lowering costs....but even more importantly...giving our Clients the tools to be best prepared for a REALLY HIGH TIDE.
Directors and Officers:
Let an Agency work for you that appreciates your challenges
We specialize in associations. We know how to make your job as easy as possible, and we work to educate you to make the right decisions.
In Florida as a Director and Officer you take PERSONAL risk and responsibility for the decisions you make.
By working with Association Insurance Specialists, you protect YOURSELF and your Association.
How is your current Agent protecting you?
Directors & Officers Liability Insurance is the Insurance Industry’s solution to your personal risk. Unfortunately, there is no “standard” policy out there. All the policies are “manuscript-ed” by the Insurance Carriers.
The Facts are:
- No Directors and Officers policies are created equal. There is no “standard” form.
- Most Agents don’t take the time to educate themselves on this complex policy.
- Most Boards and Associations overlook this because the premiums are low.
Because this protects YOU PERSONALLY, you should work with an Agency that “gets it”. AIS will provide you a checklist on how the Insurance Carriers will protect you and also advise you as to why over 56% of the D&O Policies we see exclude the most common claims!
And much more….including how we advise addressing that Dangerous little number.
In addition, by working with Association Insurance Specialists, you get:
- Silver Platter Service
- Jump on It! Claims response
- Follow the Leader Pricing