Commercial umbrella liability insurance refers to coverage options designed to help provide an additional layer of financial support when certain primary liability policy limits are reached. Depending on the policy, umbrella coverage may apply to claims involving bodily injury, property damage, or other covered liability exposures. These policies are generally structured to extend liability protection beyond the limits of underlying business policies.

Even with primary liability policies in place, a significant claim or lawsuit could exceed those coverage limits. Commercial umbrella liability insurance may be appropriate for businesses that want options to help manage the financial responsibilities associated with large or unexpected liability claims. With umbrella coverage, you may have added support in addressing costs related to settlements, judgments, or legal expenses connected to covered incidents, depending on the terms of the policy.

Contact us today to learn more about commercial umbrella liability insurance options. Our team is ready to review available choices with you and provide a no-obligation quote.