While a landlord’s policy often covers the building itself, coverage for items inside a rental home or apartment generally falls to the tenant. Depending on the policy, renters insurance may help with risks such as theft, fire, vandalism, or certain types of water damage.

Some policies may also include liability coverage, which could help with certain legal or medical expenses if someone is injured in the rental or if the tenant unintentionally causes damage to another person’s property.

Renters insurance may be appropriate for individuals leasing a home or apartment. Without a policy, tenants could be left to manage replacement costs or liability expenses on their own. A renters policy may provide options that help address these financial exposures, depending on the terms of the policy.

Contact us to learn more about renters insurance options. Our team is ready to discuss available choices and provide information about a no-obligation quote.