Florida Bed and Breakfast Insurance
Special Coverage for Bed and Breakfast Properties
A program just for owners of Bed and Breakfast homes and businesses.
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The Bed & Breakfast program eliminates the need for duplicate coverage if your business is also your home. This program offers special coverage for your personal property, liability exposures, as well as those incurred through your business.
Property Coverage
- Special Cause of Loss
- Actual Cash Value or Optional Replacement Cost
- Up to 25% Addition to Inventory Limits During Peak Season
- Business Income and Extra Expense
- Building Glass
- Debris Removal
- Newly Acquired or Constructed Property
- Business Personal Property
- $500 Deductible
Liability Coverage
- Bodily Injury and Property Damage $300,000/$600,000 basic limits
- Products and Completed Operations
- Contractual Coverage
- Personal Injury
- Advertising Injury
- Host Liquor Liability
Optional Coverage
- Crime
- Food Spoilage
- Higher Deductible Options
- Glass Deductible Buyback
- Valuable Papers Limits / Increased Accounts Receivable Limits
- Guest Inconvenience Coverage
- Signs and Antennas
- Increased Fire Legal Liability Limits
- Breakdown Coverage for Mechanical and Electrical Equipment (Not available in all states)
- Employee Benefits Administration Liability
- Hired and Non-Owned Automobile Liability
- Increased Money and Securities Limit
- Employee Dishonesty
- Ordinance and Law Coverage
